Boat insurance is not required by law in SC, but it is strongly recommended due to the high cost of damage per year. To ensure all passengers’ safety, the law does require that boats be equipped with life jackets for each person on board, and a throwable flotation device, a fire extinguisher, a horn/whistle, sidelights, and a masthead light.
Home insurance can offer some coverage for your boat, but it is often limited to $1,000. Boat insurance costs range from $300 to $600 a year—a small price to pay for the protection it provides. For example, last year, 151 SC boating accidents resulted in $2.9 million in damage. That’s an average of about $19,000 per accident.
TrustedChoice was very helpful and gave me some information I was looking for. Their website was great. I just put in my information and it popped up with several different choices. I used a couple of agents and they gave me quotes based on what the criteria that I explained to them. All in all, TrustedChoice is a great option.Richard of Myrtle Beach, SC Review is obtained from Consumer Affairs
The amount you receive for a boat insurance claim will depend on your deductible, limits, and the type of property coverage you have. Independent agents in South Carolina can help you review the many parts of your boat insurance policy before you make a purchase. You can expect your policy to include the following types of coverage:
There are currently 315 independent insurance agents in South Carolina who are ready to help. These independent agents can work with several different insurers and can give you multiple policy options to choose from. That way, you’ll receive completely customized coverage that addresses all of your specific coverage needs.