Top South Carolina Insurance Questions and Answers

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FAQ: Does Homeowners Insurance in South Carolina Cover Fire?

Does homeowners insurance in South Carolina cover fire? What does my policy cover if I have a fire in my home? An insurance expert answers some basic FAQs about homeowners insurance coverage in South Carolina.

How Much More Does Home Insurance Cost in High Flood Areas?

If your South Carolina home is located in a heavy flood zone your home insurance premiums could go up hundreds or several thousand dollars. Work with a South Carolina independent insurance agent to compare cost and coverages for home insurance and flood insurance to protect your property and your personal belongings.

Are Houses with Flood-Prone Basements More Expensive to Insure?

If your South Carolina home has a basement, you could be at a greater risk of flooding and increased insurance premiums. Learn how to get the best flood and home insurance coverage for your basement at affordable rates. Work with a local independent insurance agent to shop insurance quotes and purchase a policy.

If I Need Medical Care after a Car Accident, Is It Covered?

If you're in a car accident in South Caroline and sustain injuries, do you have the best insurance coverage in place to help pay for the injuries? Liability insurance is required by law in the state, but it won't pay for personal injuries. Learn what types of coverage you need to help pay for medical care after an accident.

Frozen water shut off handle in snowstorm. How to prepare your pipes for winter in South Carolina.

How Can I Prepare My Pipes for Winter?

Because of its higher average temperatures, South Carolina has many homes with pipes that aren't insulated as well as in other areas. It's important to know which protection you'll need if your pipes freeze. But let's break down how to prep your pipes for winter to prevent freezes in the first place.

Trampoline damaged due to wind in severe storm. If a neighbors property damages mine during a hurricane, who's responsible?

If My Neighbor's Property Damages Mine during a Hurricane, Who's Responsible?

Hurricanes hit more often than you might expect. A South Carolina independent insurance agent can help you get equipped with all the home insurance you need during a hurricane and explain how your coverage works for you. Also, here's a closer look at who pays if your neighbor's property damages yours during a hurricane.